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Home buyers will need to demonstrate clean and disciplined spending habits over about 18 months to have every chance of getting a mortgage.
It is important that the growing number of first time home buyers in Auckland choosing the new build route to home ownership – as a means of bypassing the Reserve Bank’s loan-to-value ratio (LVR) restrictions – do good due diligence. Consider this...
Christine Lockie discusses the impact of investors on first home buyers in the New Zealand market.
Auckland, North Shore: The mortgage door has closed suddenly for some mum and dad property investors with less than 30 per cent equity following an announcement by ASB recently that it will issue no more pre-approved mortgages for property investors in the Auckland area.
Auckland – North Shore, Takapuna: Mortgage adviser and broker Christine Lockie talks to Radio New Zealand's Kate Newton about the realities of long term renting.
Christine Lockie tells Radio New Zealand news that recent ASB cuts in the mortgage rate is unlikely to precipitate a mortgage war and, in fact, long term interest rates may be going up – listen here to find out why.