Low Doc Home Loan Auckland
Securing home loans for the self-employed
If you are self-employed anywhere in New Zealand, it can be difficult to prove to the banks that you have a stable income and can afford a mortgage. At Loan Plan we look at the big picture and have access to lenders who do too.
Just because you don't receive a regular payslip doesn't mean you should be denied the opportunity to buy property. Although proof of payment is an important prerequisite for many, there are a number lenders who offer 'low doc' home loan to people who generate their own income.
A 'low doc' loan is a loan that is low on the requirements for documentation, so that you do not need to provide financial documents to prove your income.
If you have been self-employed for at least two years, have a clear credit rating and kept up with your mortgage repayments (if refinancing), then a low doc loan could be right for you.
To find out how a low doc loan could get you into property, please complete the short enquiry form and one of our specialist LoanPlan consultants will contact you today. Alternatively call us on 0800 56 26 75 (0800 LOAN PLAN)