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Pre-Approval on your mortgage or finance gives you more negotiating power

While pre-approval in Auckland is particularly desireable due to the competitive nature of the current Auckland housing market, securing pre-approved finance gives house hunters New Zealand wide the ability to avoid disappointment and get a better deal during the negotiating phase because the vendor will take you more seriously.

When you negotiate with finance already lined up, you are able to achieve more concessions from the vendor because he or she will recognise you as a serious buyer – negotiate from a position of strength from the outset.

Talk to LoanPlan today about pre-approved finance – it's easier than you think, and the results may surprise you. It's such a wise financial move in so many respects:

  • It gives you a huge boost in personal confidence during the house hunting phase.
  • You save time, effort and money because you are more focussed on the properties you can afford.
  • Get any credit issues cleared now to avoid disappointment later.
  • Be in a position to build an accurate budget, taking into account transfer and lawyer's fees, not to mention repayments and affordability.
  • Once you're pre-approved, you never have to bite your nails wondering if you'll get the finance.
  • Get in to your dream home faster.

If you would like sound advice on funding property investment, please complete the short enquiry form and one of our specialist LoanPlan consultants will contact you today.

Alternatively call us on 0800 56 26 75 (0800 LOAN PLAN). It doesn't matter where you are located -- Takapuna, North Shore, Auckland or anywhere else in New Zealand, we can help.

Mortgage & Finance