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How do you achieve good financial management?

Takapuna........ North Shore........ Auckland. July 2012. While the RBNZ Governor Allan Bollard is holding fast on interest.... rates and even murmuring about lowering them
Good financial management is not just about the lowest mortgage interest rates… it’s about what’s best for you now and in the future.

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A recent example where the bank declined a mortgage application from an Auckland man who works 60 hours a week shows that the banks are also taking lifestyle factors into consideration under the new 'Responsible Lending' regime.
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It is important that the growing number of first time home buyers in Auckland choosing the new build route to home ownership – as a means of bypassing the Reserve Bank’s loan-to-value ratio (LVR) restrictions – do good due diligence. Consider this...
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Christine Lockie discusses the impact of investors on first home buyers in the New Zealand market.
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Auckland, North Shore: The mortgage door has closed suddenly for some mum and dad property investors with less than 30 per cent equity following an announcement by ASB recently that it will issue no more pre-approved mortgages for property investors in the Auckland area.
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