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Our Latest Blog Posts

May
12
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What do the banks really look at when it comes to assessing a mortgage application. Surprisingly, income is less important than you think...
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Feb
11
A recent example where the bank declined a mortgage application from an Auckland man who works 60 hours a week shows that the banks are also taking lifestyle factors into consideration under the new 'Responsible Lending' regime.
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Dec
03
Home buyers will need to demonstrate clean and disciplined spending habits over about 18 months to have every chance of getting a mortgage.
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Sep
04
It is important that the growing number of first time home buyers in Auckland choosing the new build route to home ownership – as a means of bypassing the Reserve Bank’s loan-to-value ratio (LVR) restrictions – do good due diligence. Consider this...
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Aug
24
Christine Lockie discusses the impact of investors on first home buyers in the New Zealand market.
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Jul
20
Auckland, North Shore: The mortgage door has closed suddenly for some mum and dad property investors with less than 30 per cent equity following an announcement by ASB recently that it will issue no more pre-approved mortgages for property investors in the Auckland area.
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