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<rss version="2.0">  <channel>	<title>Latest blog</title>	<link>http://www.loanplan.co.nz</link>	<description>Our latest blog feed</description> 	<item>	  <title>Mortgage lending rules changing for first home buyers and investors this January</title>	  <link>http://www.loanplan.co.nz/about-us/blog/mortgage-lending-rules-changing-for-first-home-buyers-and-investors-this-january/	  </link>	  <description>What do changes to the NZ Reserve Bank's rules around loan-to-value ratios mean for first home buyers, and mom and pop investors?....</description>	  <pubDate>Fri, 07 Dec 2018 16:26:00 NZDT</pubDate>
				</item>	<item>	  <title>How much can I borrow?</title>	  <link>http://www.loanplan.co.nz/about-us/blog/how-much-can-i-borrow/	  </link>	  <description>This is the million-dollar question—particularly in the Auckland housing market!....</description>	  <pubDate>Mon, 03 Dec 2018 16:53:00 NZDT</pubDate>
				</item>	<item>	  <title>Early repayment and mortgage break fees</title>	  <link>http://www.loanplan.co.nz/about-us/blog/early-repayment-and-mortgage-break-fees/	  </link>	  <description>The New Zealand Banking Ombudsman is on record as reminding customers that they have no specific rights to break fee discounts if they decide to break fixed-term mortgages. What does this mean for you?....</description>	  <pubDate>Thu, 01 Nov 2018 16:40:00 NZDT</pubDate>
				</item>	<item>	  <title>Should you fix or float your mortgage?</title>	  <link>http://www.loanplan.co.nz/about-us/blog/should-you-fix-or-float-your-mortgage/	  </link>	  <description>Many Auckland home-owners are losing money or putting themselves under stress through poorly structured loans that just aren’t working for them. In this article, we look at ways to re-structure your mortgage so it better matches your needs, now and in the future.....</description>	  <pubDate>Mon, 01 Oct 2018 16:25:00 NZDT</pubDate>
				</item>	<item>	  <title>I'm buying another house, what are my mortgage options?</title>	  <link>http://www.loanplan.co.nz/about-us/blog/buying-property-in-auckland-why-you-need-a-mortgage-broker1/	  </link>	  <description>When it comes to changing homes, you typically have three options.....</description>	  <pubDate>Sat, 01 Sep 2018 16:02:00 NZST</pubDate>
				</item>	<item>	  <title>Buying Property in Auckland: Why You Need a Mortgage Broker</title>	  <link>http://www.loanplan.co.nz/about-us/blog/buying-property-in-auckland-why-you-need-a-mortgage-broker/	  </link>	  <description>If you’re looking to purchase a home or investment property, you might wonder ‘why should I use a mortgage broker?’ or even ‘what does a mortgage broker do?’....</description>	  <pubDate>Wed, 01 Aug 2018 12:27:00 NZST</pubDate>
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